We are familiar with the headache of having to remember to send this or that transfer every month. Not only bills, but various online services and subscriptions of all kinds require frequent payments, often even to foreign countries. If you want to forget about it and enjoy your days while fixed charges are paid automatically on the pre-determined date, SEPA Direct Debits are for you. By activating a SEPA debit, you authorize withdrawing the amount of certain payments directly from your bank account, without you having to do anything.